Can I Send Money From Cash App to Chime?

To send money from Cash App to Chime, you first need to link your Chime account as a bank account in Cash App. Here is how to find your Chime routing and account numbers:

1. Open the Chime app and tap the bank account section.
2. Tap "View" or "Account Details" to see your Chime routing number and account number.
3. Note both numbers — you will need them in Cash App.

Once you have your Chime account details, open Cash App and navigate to the banking or linked accounts section. Enter your Chime routing number and account number to add it as a linked bank account. Cash App may require a small verification deposit — two small amounts deposited into your Chime account that you must confirm — to verify the account before you can transfer funds to it. This process is similar to adding any bank account to Cash App.

Once your Chime account is verified and linked in Cash App, you can initiate a transfer in a few steps:

1. Open Cash App and tap the dollar sign icon ($) on the home screen.
2. Enter the amount you want to transfer to Chime.
3. Tap "Pay" and then select your linked Chime bank account as the destination.
4. Choose standard (free) or instant (fee-based) transfer.
5. Review the transfer details and confirm.

Standard transfers from Cash App to your linked bank account are free and typically arrive in one to three business days, depending on your bank's processing schedule. Instant transfers arrive immediately but incur a fee — typically a percentage of the transfer amount with a stated minimum. Verify the current fee schedule in Cash App before selecting the instant option.

Cash App imposes transfer limits that depend on whether you have verified your identity in the app. Unverified Cash App accounts have lower sending and withdrawal limits. Verifying your identity — by providing your legal name, date of birth, and the last four digits of your Social Security number — typically unlocks higher limits. Check Cash App's current limit disclosures in the app, as limits may change over time.

Chime accounts are issued through banking partners and carry standard ACH processing capabilities, so there is no Chime-specific restriction on receiving transfers from Cash App. For reference, knowing the Cash App bank name can be helpful when your Chime bank requires routing details from Cash App's side. If a transfer does not arrive within the expected timeframe, check both Cash App's transaction history and Chime's account activity before contacting support. You can also learn how to deposit cash into Chime as an alternative way to fund your Chime account.

If the Chime account holder also has a Cash App account, you can send money directly via their $Cashtag (Cash App username) without needing to initiate a bank transfer. This is simpler and typically faster — the recipient receives funds in their Cash App balance immediately. However, the recipient would then need to transfer the funds from their Cash App balance to their Chime account, adding an additional step.

If your goal is to move money from your own Cash App balance to your own Chime account — rather than paying another person — the bank transfer method described above is the appropriate approach. Direct P2P Cash App payments are designed for sending to another person's Cash App account, not to a separate bank account in your own name. For the reverse direction, you can also send money from Chime to Cash App.

When linking bank accounts to any payment app, use only the official app or website and verify that you are entering information in the correct place. Never share your routing and account number in response to unsolicited requests — legitimate financial services companies will not ask for your bank details over text, email, or social media.

If you notice an unauthorized transaction from your Cash App account to your linked Chime account or any other account, report it immediately through Cash App's support function — and if the transfer hasn't fully processed, learn how to cancel a Cash App payment to stop it before it completes. If you suspect you've been scammed, learn how to get money back on Cash App if scammed. You may also contact the CFPB or file a complaint at consumerfinance.gov if the issue is not resolved through the app's support process.