Knowledge Hub 5 min read · Updated April 28, 2026

How to Change Your PayPal Username

how to change paypal username — step-by-step instructions, fees, and limits for PayPal users in 2026.

Wizely Editorial
Knowledge Hub · wizelyfinance.com

Changing your PayPal username — the name others see on your profile and in transactions — is done through PayPal's account settings in the official app or website. PayPal allows you to update your display name and your PayPal.Me link, though rules and limitations apply to each. This step-by-step guide explains how to change your PayPal username, what you can and cannot change, any limits or fees involved, and what to do if you encounter an issue in 2026.

Understanding What 'PayPal Username' Means

PayPal accounts have several types of identifying information, and the term 'username' may refer to different things depending on context. Your PayPal.Me link is a personalized URL (for example, PayPal.me/YourName) that others can use to send you money. Your display name is the name shown on your profile and in transaction receipts. Your email address serves as your login credential and primary PayPal account identifier.

Each of these elements can be changed, but each has different rules and limitations. PayPal allows you to change your name and email through account settings. Your PayPal.Me link can be changed once through the PayPal.Me settings page. Your login email address can be updated at any time by adding and then removing email addresses in your account settings. Understanding your PayPal payment options alongside your username settings helps you manage your account fully.

How to Change Your PayPal Display Name

To change the name displayed on your PayPal account, follow these steps using the PayPal website or mobile app:

  1. Log in to your PayPal account at paypal.com or in the official PayPal app.
  2. Go to your Profile or Account Settings — typically accessible by clicking your name or the gear icon.
  3. Select Personal Information or Account Info.
  4. Click or tap Edit next to your name.
  5. Enter your updated name and follow any identity verification prompts.
  6. Save your changes.

PayPal may require identity verification documents — such as a government-issued ID — to process a name change, especially if the updated name differs significantly from your original account name. The verification process typically takes one to three business days.

How to Change Your PayPal Login Email

Your login email is your primary PayPal account identifier and acts as your username for sign-in purposes. To change it:

  1. Log in to your PayPal account.
  2. Go to Settings (gear icon) and select Account Info.
  3. Under Email, click Add email address to add your new email.
  4. Verify the new email address using the confirmation link PayPal sends.
  5. Once confirmed, set the new address as your primary email.
  6. Remove the old email address if you no longer want it linked to your account.

You can have multiple email addresses linked to one PayPal account, which makes transitioning to a new address easy. Changing your email does not affect your account balance, transaction history, or linked payment methods. If you want to remove a card from PayPal, that is a separate process handled in your payment methods settings.

Fees, Limits, and Security Considerations

PayPal does not charge a fee to update your name, email, or PayPal.Me link. However, as noted above, the PayPal.Me link change is allowed only once. Name changes may require identity document submission and verification, which can add one to three business days to the process.

Always change your username, email, or profile information only through the official PayPal app or paypal.com. Phishing websites may impersonate PayPal's login page to steal your credentials. Enable two-factor authentication (2FA) on your PayPal account if you have not already done so — this adds a significant layer of protection against unauthorized changes. Never share your one-time passcode or password with anyone claiming to be PayPal support.

If you receive an unexpected email claiming your PayPal name or email was changed without your action, report it immediately through PayPal's Resolution Center and contact your bank if any linked financial accounts may be at risk. You may also want to review how to delete your PayPal account if you believe your account has been compromised beyond recovery. Keeping your PayPal payments current and your profile information accurate together is part of good account hygiene that also helps when using PayPal on Amazon.

Frequently Asked Questions

How do I change my PayPal username?

Log in to PayPal, go to Account Settings, select Personal Information, and edit your name or email. To change your PayPal.Me link — which functions as a public-facing username — visit PayPal.Me settings. Note that your PayPal.Me link can only be changed once after initial creation. If you need to cancel a PayPal payment, that is handled separately in your activity.

Is there a fee to change my PayPal name or email?

PayPal does not charge a fee to change your display name, email address, or PayPal.Me link. However, name changes may require identity verification, and your PayPal.Me link change is limited to one occurrence. Compare this to services like how long PayPal holds money, which has its own fee and timing implications.

How many times can I change my PayPal.Me link?

PayPal allows you to change your PayPal.Me link only once after initial setup. After you make that change, the link is locked. Choose your new PayPal.Me username carefully before confirming the update. For payment flexibility, consider also setting up PayPal with Apple Pay.

How long does a PayPal name change take?

Simple name changes may apply immediately, but if PayPal requires identity verification documents, the process typically takes one to three business days. Email address changes are usually reflected immediately after you verify the new address through the confirmation link PayPal sends.

What if I can't change my PayPal name?

If your name change is restricted, PayPal may require identity verification documents such as a government-issued ID or passport. Contact PayPal's customer support through the official app or website for guidance specific to your account situation. You can also file a complaint with the CFPB at consumerfinance.gov if you believe your consumer rights have been violated. Alternatively, you may want to explore deleting your PayPal account and opening a new one.


Financial Disclaimer: This content is for informational purposes only and is not financial, tax, or legal advice. Consult a qualified financial advisor, CPA, or tax professional for advice specific to your situation.

Sources & References

  1. PayPal — Help Center: Account Settings and Profile Information — https://www.paypal.com/us/cshelp/article/how-do-i-update-my-account-information-help268
  2. CFPB — Consumer Tips for Protecting Your Financial Accounts — https://www.consumerfinance.gov/consumer-tools/fraud/

Last updated: April 28, 2026